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Personal Finance

Building Wealth: This is an excellent personal finance education resource that presents an overview of wealth-building strategies for consumers, community leaders, teachers and students. It provides turn key resources (fully scripted with Powerpoint presentations, handouts and quizzes on a variety of personal finance topics.
How does your level of education impact your earning potential?: This lesson introduces students to the connection between education attainment and earning potential. Students will participate in a classroom activity where they develop a budget according to a given scenario.
Gen i Revolution: Developed for middle school and high school students, this online game gives your students the chance to learn important personal finance skills as they play and compete against fellow classmates.
Invest in What’s Next: An interactive career and college planner to evaluate which career or educational path to pursue after high school. Students are able to develop personal finance skills to make their plan a reality.
Build your Stax: This game teaches students how to invest using an engaging, fast-paced game in which students will make 20 years of investment decisions in 20 minutes.
Columbia University, Teachers College Cowin Financial Literacy Program: An initiative to increase personal finance literacy among high school students across the nation. The program is designed to bring experiential learning about personal finance into under-resourced classrooms. It offers eight free case studies that can be integrated into existing curriculum.
NextGen Personal Finance: Next Gen Personal Finance (NGPF) is a national nonprofit that is expanding access to personal finance education by delivering free professional development and curriculum. NGPF and OCEE have collaborated on the Partnership for Professional Development Initiative. Collaborating and connecting with other personal finance teachers has become more important than ever. NGPF's mission is to revolutionize the teaching of personal finance in all schools in order to improve the financial lives of the next generation of Americans. NGPF has everything you need for your personal finance class--absolutely free. Lessons and Resources, Professional Development--Virtual PD, On-Demand, Certification Courses, and Community & Advocacy.
"The Case of the Missing Price Tag", from the New York Times, Sunday, February 27, 2022: This is an excellent article which discusses how sellers (in person and on line sellers) adjust sales prices of their products instantly, based upon supply and demand.
Rule of 72; The rule of 72 provides a quick and simple way for anyone to estimate how long it will take for a sum of money to double at a given rate of compound interest. This is very helpful in evaluating financial goals such as retirement.

The CFPB’s youth financial education website contains guides for educators and parents along with activities for grades K-12. The activities are based on the building blocks of financial capability, a research-based framework for helping students at different developmental stages to acquire the skills and knowledge associated with adult financial well-being. Some examples of our resources are:

Searchable activities for grades K-12 including 275 free activities to teach the building blocks of financial capability across the curriculum, designed for use within a typical class period. Educators can search by grade level, activity duration, and other key filters.
These Meet the Money Monsters stories introduce elementary aged students to ideas, habits, and activities that they'll need as you grow up and start to manage money. Teachers can order free classroom sets!
A searchable Financial terms glossary that has definitions that help build financial understanding.
Free printed resources for youth financial education such as story booklets, posters, and bookmarks.

Personal Income taxes

This website helps students in analyzing the purpose of taxaton, how it works and the relationship with national debt. https://econedlink.org/resources/taxation-and-the-national-debt/

Personal Finance Challenge

The Personal Finance Challenge (PFC) is an Oregon competition and serves as the State qualifier for the nationwide competition, the National Personal Finance Challenge (NPFC).

The competition offers high school students the opportunity to build and demonstrate their knowledge in the concepts of good Personal Finance habits.

The first round is the local competition. Schools form student teams of 3 – 4 students to compete in a fun online 30-question challenge. There are two qualifying windows – teams may only compete in one of the qualifiers:
Fall Qualifier: January 2026

Spring Qualifier: March 2026

The four highest-scoring teams will be invited to the state finals in April. The state finals are in person and use a College Bowl format (oral contest). Teams should only attend the State Finals round if they are able to represent Oregon in the National Finals the last weekend of May.

OCEE will sponsor travel for the First Place team to and from the National competition. CEE sponsors all costs at the Finals competition.

The Oregon State Champions will proceed to the National competition (held in person), where teams use their knowledge to create a financial plan for a fictitious family scenario. The top 16 finishing teams in the National Finals will advance to compete for the national championship title in a Quiz Bowl.

Topics covered include;

Earning Income

How it’s generated and how factors such as taxes, interest rates, and inflation impact income.

Spending

Buying goods and services by examining personal budgets, expenses, and income.

Saving

Analyzing compound interest and financial institutions and services.

Managing Credit

Credit reports, credit scores, and decision-making through consumer credit.

Investing

Various investment instruments, including stocks, bonds, and mutual funds. Students will also understand the concepts of risk and return and time horizon.

Managing Risk

Different types of insurance and vigilance against common scams and identity theft.

How to prepare for the PFC;

We strongly suggest going to this website; https://www.councilforeconed.org/programs/for-students/national-personal-finance-challenge/to prepare for the PFC.

Registering for the PFC:

If you are interested in participating, registration opens January 1, 2026. Go to; https://www.councilforeconed.org/programs/for-students/national-personal-finance-challenge/to register (and scroll down).

For more information about Personal Finance Challenge contact OCEE at; contact@econoregon.org.